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What will my repayments be?
Example repayment

Transparent fees & affordable repayments

No catches

Everything you need to pay is listed right here on this page and in your Smart Loan contract. No hidden fees, no catches and no surprises. Many lenders charge large establishment fees, monthly flat fees and fees for just about everything else, but not us! Our simple approach makes our loans easier and cheaper. See it for yourself:

Here is what you can expect to pay when you take out a Wallet Wizard Smart Loan

Wallet Wizard Smart Loan Fees:

Establishment fee: $12

Annual fee: $0

Service fee: $0

Credit Limit Increase Fee: $12

Over Limit Fee: $0

Manual payment fee: $0

What will my repayment be?

Your repayment is based on the amount borrowed. Once you’re approved you will be able to review your offer and your weekly, fortnightly or monthly repayment.

You’ll be reminded about your repayment 3 days before it’s due. We notify you via text and by emailing your statement to you 3 days before it’s due to be debited from your nominated account.

If the outstanding balance of your account is less than the minimum repayment amount, your minimum repayment will be the outstanding balance. Simple.

Use the calculator above to see the regular repayment for the Credit Limit you want.

What is your interest rate?

The Annual Percentage Rate (APR) for new loans effective from 30/01/2019 is 47.8%.

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