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What will my loan repayments be?
Small loan
Smart loan
$
Small loan:
$
Example repayment **
$ *
per 
 
repayments

Affordable repayments

Our loan terms – why we are different!

We have made loans easy. Our clever loan engine figures out your repayment capacity and determines a loan term that will make your repayments affordable for you, whilst making sure your loan repayments do not drag on.

Unlike some other lenders, we don’t do “pay day” loans. The loan terms we set are never less than 12 months, which means you don’t have to worry about making large unaffordable loan repayments!

Here you can see what your expected loan term will be depending on how much you’re approved for.

Loan Amount Term between:
$500 - $2,000 12 months 12 months
$2,001 - $5,000 24 months 36 months*

*36 month terms only available for returning customers

Smart loan costs – $2001 to $5000

The Annual Interest Rate applicable to our Smart Loans is a fixed rate of 36%.

Small loan costs – $500 to $2000

The Annual Interest Rate applicable to our Small Loans is a fixed rate of 75%.

NO late payment fee

Zero, zip, zilch, nada!

NO early termination fee

Pay us back the balance of your loan, whenever you like, with no penalty!

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Fee Structure: * For loans of $2,001 or more the repayment is based on the loan amount plus a Fixed Annual Interest Rate of 36%. For loans up to $2000, the repayment is based on the loan amount plus a Fixed Annual Interest Rate of 75%.
**The actual loan repayments may vary based on the specific compounding period. The repayment amount displayed is an example repayment amount with an example repayment term. Actual repayment amounts and terms may vary. Please check your contract for exact payment terms and repayment amounts.