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Quick applications and fast decisions.
Wallet Wizard is the best choice for accessing cash fast.
Applying for a Smart Loan online
Remember the days when you had to somehow find the time to fill out lengthy forms have your entire life assessed and still wait for days on end for a decision?
Those days are over! Wallet Wizard makes applying for a Smart Loan easy.
What do we need from you?
During our super speedy online application process, we’ll ask you for all the basics like your name, number, date of birth and ID details. By choosing our automated service you can supply your bank statements to us instantly so we can review your income and financial situation in minutes. Of course, if you have more time up your sleeve you can provide us with physical bank statements for the last 90 days.
Fast online application
Wallet Wizard’s online application and approval process only takes minutes of your time. Along with your personal details, simply tell us how much money you need; our clever loan engine will take care of the rest. If we need to perform a few extra checks, the process may take a little longer (but not too much longer).
Smart technology for Smart loans
Thanks to our advanced technology, you can forget about stacks of paperwork - we do it all for you! Once we’ve received your details, we tailor a credit limit and calculate a maximum periodic payment that suits you. Clever, hey?
When do I get my Smart loan?
If you get approved and accept your contract before 2:30pm on a business day we transfer your money into your bank account within 1 hour of acceptance. If you accept your contract after 2:30pm, or outside business hours, the transfer will occur on the next business day.
Easy repayments, exceptional support
Our clever loan engine ensures that your repayments fit in with your income and your financial commitments – we make it as simple as possible.
We will send you a Statement of Account 3 days before your payment is due to be deducted from your nominated bank account. This details your next repayment amount.
We’re here to help. If you need help you can contact us via phone or you can email us anytime.
Don’t do things the old way, Wallet Wizard makes getting a Smart Loan as easy as 1-2-3.
Important Borrower Information
Here is some important information for anyone considering taking out a loan.
When entering a credit contract you are agreeing to the financial schedule, terms and conditions, privacy disclosures and often an agreement to debit funds from your bank account. You should ensure you have read and fully understand the information in that contract before accepting or signing.
If you are unsure about whether you require a loan today or you would like further general information, you can access some on the NZ Government’s website www.sorted.org.nz
Wallet Wizard adheres to The Responsible Lending Code.
Wallet Wizard refers to these resources as a part of our commitment to socially responsible lending. Wallet Wizard does not claim or imply any relationship or endorsement by the NZ Government in providing the links to these resources.
Important Borrower Information
Here is some important information for anyone considering taking out a loan.
When entering a credit contract you are agreeing to the financial schedule, terms and conditions, privacy disclosures and often an agreement to debit funds from your bank account. You should ensure you have read and fully understand the information in that contract before accepting or signing.
If you are unsure about whether you require a loan today or you would like further general information, you can access some on the NZ Government’s website www.sorted.org.nz
Wallet Wizard adheres to The Responsible Lending Code.
Wallet Wizard refers to these resources as a part of our commitment to socially responsible lending. Wallet Wizard does not claim or imply any relationship or endorsement by the NZ Government in providing the links to these resources.