How our Smart Loan works

Fast application and quick decisions
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$500-$8000

Credit limits from $500 up to $8000.

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Ongoing access to credit

Ongoing fast access to your available credit, once you’re eligible you can apply to access your available credit via the Member’s Area for a quick decision.

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Tailored to suit you

Repayments that match your financial situation, debited to match your pay cycle to make things even easier.

Apply for your fast Smart Loan in 3 easy steps

1

Complete a fast easy online application

  • Fill out a simple form that tells us about your income and other financial details.
  • Use our automated service to supply us with your bank statements instantly!
  • All applications are subject to responsible lending criteria.
2

Watch our clever loan engine work its magic

  • Sit back and relax while our clever loan engine checks your credentials.
  • Let it work out your credit limit and a maximum repayment amount that suits you.
  • Read and review your contract.
3

Get your money nice and quick (woop woop!)

  • Receive your cash within 1 hour of approval if you've accepted your contract before 2:30pm on a business day (or receive your cash the next business day if accepted after 2:30pm).

Questions?

We’ll help you get your Smart Loan today!