How our Smart Loan works
Fast application and quick decisions
$500-$8000
Credit limits from $500 up to $8000.
Ongoing access to credit
Ongoing fast access to your available credit, once you’re eligible you can apply to access your available credit via the Member’s Area for a quick decision.
Tailored to suit you
Repayments that match your financial situation, debited to match your pay cycle to make things even easier.
Apply for your fast Smart Loan in 3 easy steps
Complete a fast easy online application
- Fill out a simple form that tells us about your income and other financial details.
- Use our automated service to supply us with your bank statements instantly!
- All applications are subject to responsible lending criteria.
Watch our clever loan engine work its magic
- Sit back and relax while our clever loan engine checks your credentials.
- Let it work out your credit limit and a maximum repayment amount that suits you.
- Read and review your contract.
Get your money nice and quick (woop woop!)
- Receive your cash within 1 hour of approval if you've accepted your contract before 2:30pm on a business day (or receive your cash the next business day if accepted after 2:30pm).
Important Borrower Information
Here is some important information for anyone considering taking out a loan.
When entering a credit contract you are agreeing to the financial schedule, terms and conditions, privacy disclosures and often an agreement to debit funds from your bank account. You should ensure you have read and fully understand the information in that contract before accepting or signing.
If you are unsure about whether you require a loan today or you would like further general information, you can access some on the NZ Government’s website www.sorted.org.nz
Wallet Wizard adheres to The Responsible Lending Code.
Wallet Wizard refers to these resources as a part of our commitment to socially responsible lending. Wallet Wizard does not claim or imply any relationship or endorsement by the NZ Government in providing the links to these resources.
Important Borrower Information
Here is some important information for anyone considering taking out a loan.
When entering a credit contract you are agreeing to the financial schedule, terms and conditions, privacy disclosures and often an agreement to debit funds from your bank account. You should ensure you have read and fully understand the information in that contract before accepting or signing.
If you are unsure about whether you require a loan today or you would like further general information, you can access some on the NZ Government’s website www.sorted.org.nz
Wallet Wizard adheres to The Responsible Lending Code.
Wallet Wizard refers to these resources as a part of our commitment to socially responsible lending. Wallet Wizard does not claim or imply any relationship or endorsement by the NZ Government in providing the links to these resources.