Access available credit in just a few taps!
Quick applications and fast decisions.
Wallet Wizard is the best choice for accessing cash fast.
We understand our customers and know that speed, convenience and privacy are important to them. We also get that when our customers require a Smart Loan, it’s usually because they need it now – not in a few weeks.
So we developed the smart Wallet Wizard loan engine. It’s a system in which details are analysed in minutes. And a decision on approved credit limits can be made for customers fast so you don't need to wait.
Our loan engine is where all the magic happens. Instead of paperwork, long meetings and worrying about an answer, you tell us your income, financial commitments and get us electronic copies of your bank statements (that’s right, you don’t have to do go chasing your bank for your statements if you don’t want to).
Then, hey presto! In five minutes – yes, only five minutes – we assess your online application and give you a decision quickly.
In some cases, it might take longer than five minutes but that’s only because we may need to verify a few extra details and sometimes if you send us your statements manually we have to help the engine out a bit. Don’t worry, it doesn't take long and won’t affect how quickly you receive your cash once your Smart Loan is approved.
Your money will be transferred to your bank account within an hour of approval (often within minutes!) if you are approved and accept your contract before 2:30pm on a business day. Receiving the money can take slightly longer depending on who you bank with. If you accept your contract after 2:30pm or outside normal business hours, you will receive your cash the next business day.
Turn weeks into minutes. Save time and get a Smart Loan from Wallet Wizard today.
Important Borrower Information
Here is some important information for anyone considering taking out a loan.
High-cost credit contracts, such as this, should not be used for long-term or regular borrowing and are only suitable to improve short-term cash flows.
When entering a credit contract you are agreeing to the financial schedule, terms and conditions, privacy disclosures and often an agreement to debit funds from your bank account. You should ensure you have read and fully understand the information in that contract before accepting or signing.
If you are unsure about whether you require a loan today or you would like further general information, you can access some on the NZ Government’s website www.sorted.org.nz
Wallet Wizard adheres to The Responsible Lending Code and encourages its customers to be familiar with The Code of Responsible Borrowing. You can find a copy of these codes at www.familybudgeting.org.nz
Wallet Wizard refers to these resources as a part of our commitment to socially responsible lending. Wallet Wizard does not claim or imply any relationship or endorsement by the NZ Government in providing the links to these resources.